Homeowner Insurance Costs in Ramsey County, MN
How much does homeowner insurance cost in Ramsey County? Here's what to expect.
Est. Annual Premium
$1,591
Monthly Cost
$133
Median Home Value
$289,300
% of Income
2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$289,300
Personal Property (C)$144,650
Liability (E)$300,000
Deductible$2,893
Cost Context
Homeownership Rate61.0%
Median Income$78,108
Property Tax Rate1.2%
Population547,202
About Insurance in Ramsey County
Homeowner insurance in Ramsey County, Minnesota costs an estimated $1,591 per year for a median-value home of $289,300. This represents approximately 2% of the median household income of $78,108.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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