Homeowner Insurance Costs in Washington County, MN

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$2,086

Monthly Cost

$174

Median Home Value

$379,300

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$379,300
Personal Property (C)$189,650
Liability (E)$300,000
Deductible$3,793

Cost Context

Homeownership Rate81.5%
Median Income$110,828
Property Tax Rate1.0%
Population268,651

About Insurance in Washington County

Homeowner insurance in Washington County, Minnesota costs an estimated $2,086 per year for a median-value home of $379,300. This represents approximately 1.9% of the median household income of $110,828.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Minnesota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.