Homeowner Insurance Costs in Camden County, MO

How much does homeowner insurance cost in Camden County? Here's what to expect.

Est. Annual Premium

$1,368

Monthly Cost

$114

Median Home Value

$248,700

% of Income

2.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$248,700
Personal Property (C)$124,350
Liability (E)$300,000
Deductible$2,487

Cost Context

Homeownership Rate81.9%
Median Income$59,834
Property Tax Rate0.5%
Population43,227

About Insurance in Camden County

Homeowner insurance in Camden County, Missouri costs an estimated $1,368 per year for a median-value home of $248,700. This represents approximately 2.3% of the median household income of $59,834.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Missouri

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.