Homeowner Insurance Costs in Howard County, MO
How much does homeowner insurance cost in Howard County? Here's what to expect.
Est. Annual Premium
$775
Monthly Cost
$65
Median Home Value
$140,900
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$140,900
Personal Property (C)$70,450
Liability (E)$300,000
Deductible$1,409
Cost Context
Homeownership Rate81.7%
Median Income$59,023
Property Tax Rate0.8%
Population10,142
About Insurance in Howard County
Homeowner insurance in Howard County, Missouri costs an estimated $775 per year for a median-value home of $140,900. This represents approximately 1.3% of the median household income of $59,023.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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