Homeowner Insurance Costs in Madison County, MO
How much does homeowner insurance cost in Madison County? Here's what to expect.
Est. Annual Premium
$700
Monthly Cost
$58
Median Home Value
$127,300
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$127,300
Personal Property (C)$63,650
Liability (E)$300,000
Deductible$1,273
Cost Context
Homeownership Rate78.4%
Median Income$54,042
Property Tax Rate0.8%
Population12,649
About Insurance in Madison County
Homeowner insurance in Madison County, Missouri costs an estimated $700 per year for a median-value home of $127,300. This represents approximately 1.3% of the median household income of $54,042.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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