Homeowner Insurance Costs in Ozark County, MO
How much does homeowner insurance cost in Ozark County? Here's what to expect.
Est. Annual Premium
$784
Monthly Cost
$65
Median Home Value
$142,600
% of Income
2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$142,600
Personal Property (C)$71,300
Liability (E)$300,000
Deductible$1,426
Cost Context
Homeownership Rate79.2%
Median Income$39,125
Property Tax Rate0.5%
Population8,688
About Insurance in Ozark County
Homeowner insurance in Ozark County, Missouri costs an estimated $784 per year for a median-value home of $142,600. This represents approximately 2% of the median household income of $39,125.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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