Homeowner Insurance Costs in Perry County, MO

How much does homeowner insurance cost in Perry County? Here's what to expect.

Est. Annual Premium

$989

Monthly Cost

$82

Median Home Value

$179,900

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$179,900
Personal Property (C)$89,950
Liability (E)$300,000
Deductible$1,799

Cost Context

Homeownership Rate77.7%
Median Income$61,486
Property Tax Rate0.7%
Population18,970

About Insurance in Perry County

Homeowner insurance in Perry County, Missouri costs an estimated $989 per year for a median-value home of $179,900. This represents approximately 1.6% of the median household income of $61,486.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Missouri

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.