Homeowner Insurance Costs in Putnam County, MO
How much does homeowner insurance cost in Putnam County? Here's what to expect.
Est. Annual Premium
$548
Monthly Cost
$46
Median Home Value
$99,600
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$99,600
Personal Property (C)$49,800
Liability (E)$300,000
Deductible$996
Cost Context
Homeownership Rate81.3%
Median Income$50,950
Property Tax Rate1.2%
Population4,698
About Insurance in Putnam County
Homeowner insurance in Putnam County, Missouri costs an estimated $548 per year for a median-value home of $99,600. This represents approximately 1.1% of the median household income of $50,950.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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