Homeowner Insurance Costs in Ray County, MO
How much does homeowner insurance cost in Ray County? Here's what to expect.
Est. Annual Premium
$931
Monthly Cost
$78
Median Home Value
$169,200
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$169,200
Personal Property (C)$84,600
Liability (E)$300,000
Deductible$1,692
Cost Context
Homeownership Rate78.5%
Median Income$69,779
Property Tax Rate0.9%
Population23,122
About Insurance in Ray County
Homeowner insurance in Ray County, Missouri costs an estimated $931 per year for a median-value home of $169,200. This represents approximately 1.3% of the median household income of $69,779.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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