Homeowner Insurance Costs in Scott County, MO
How much does homeowner insurance cost in Scott County? Here's what to expect.
Est. Annual Premium
$730
Monthly Cost
$61
Median Home Value
$132,800
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$132,800
Personal Property (C)$66,400
Liability (E)$300,000
Deductible$1,328
Cost Context
Homeownership Rate68.6%
Median Income$54,621
Property Tax Rate0.7%
Population38,055
About Insurance in Scott County
Homeowner insurance in Scott County, Missouri costs an estimated $730 per year for a median-value home of $132,800. This represents approximately 1.3% of the median household income of $54,621.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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