Homeowner Insurance Costs in Ste. Genevieve County, MO

How much does homeowner insurance cost in Ste. Genevieve County? Here's what to expect.

Est. Annual Premium

$1,087

Monthly Cost

$91

Median Home Value

$197,600

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$197,600
Personal Property (C)$98,800
Liability (E)$300,000
Deductible$1,976

Cost Context

Homeownership Rate81.3%
Median Income$61,215
Property Tax Rate0.7%
Population18,494

About Insurance in Ste. Genevieve County

Homeowner insurance in Ste. Genevieve County, Missouri costs an estimated $1,087 per year for a median-value home of $197,600. This represents approximately 1.8% of the median household income of $61,215.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Missouri

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.