Homeowner Insurance Costs in Stone County, MO

How much does homeowner insurance cost in Stone County? Here's what to expect.

Est. Annual Premium

$1,212

Monthly Cost

$101

Median Home Value

$220,400

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$220,400
Personal Property (C)$110,200
Liability (E)$300,000
Deductible$2,204

Cost Context

Homeownership Rate84.8%
Median Income$58,392
Property Tax Rate0.5%
Population31,314

About Insurance in Stone County

Homeowner insurance in Stone County, Missouri costs an estimated $1,212 per year for a median-value home of $220,400. This represents approximately 2.1% of the median household income of $58,392.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Missouri

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.