Homeowner Insurance Costs in Texas County, MO
How much does homeowner insurance cost in Texas County? Here's what to expect.
Est. Annual Premium
$664
Monthly Cost
$55
Median Home Value
$120,800
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$120,800
Personal Property (C)$60,400
Liability (E)$300,000
Deductible$1,208
Cost Context
Homeownership Rate76.3%
Median Income$42,870
Property Tax Rate0.5%
Population24,828
About Insurance in Texas County
Homeowner insurance in Texas County, Missouri costs an estimated $664 per year for a median-value home of $120,800. This represents approximately 1.5% of the median household income of $42,870.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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