Homeowner Insurance Costs in Benton County, MS

How much does homeowner insurance cost in Benton County? Here's what to expect.

Est. Annual Premium

$529

Monthly Cost

$44

Median Home Value

$96,200

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$96,200
Personal Property (C)$48,100
Liability (E)$300,000
Deductible$962

Cost Context

Homeownership Rate81.0%
Median Income$38,750
Property Tax Rate0.7%
Population7,637

About Insurance in Benton County

Homeowner insurance in Benton County, Mississippi costs an estimated $529 per year for a median-value home of $96,200. This represents approximately 1.4% of the median household income of $38,750.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Mississippi

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.