Homeowner Insurance Costs in Covington County, MS

How much does homeowner insurance cost in Covington County? Here's what to expect.

Est. Annual Premium

$422

Monthly Cost

$35

Median Home Value

$76,700

% of Income

1.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$76,700
Personal Property (C)$38,350
Liability (E)$300,000
Deductible$767

Cost Context

Homeownership Rate75.4%
Median Income$40,164
Property Tax Rate0.8%
Population18,323

About Insurance in Covington County

Homeowner insurance in Covington County, Mississippi costs an estimated $422 per year for a median-value home of $76,700. This represents approximately 1.1% of the median household income of $40,164.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Mississippi

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.