Homeowner Insurance Costs in Lincoln County, MS

How much does homeowner insurance cost in Lincoln County? Here's what to expect.

Est. Annual Premium

$705

Monthly Cost

$59

Median Home Value

$128,100

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$128,100
Personal Property (C)$64,050
Liability (E)$300,000
Deductible$1,281

Cost Context

Homeownership Rate75.5%
Median Income$47,069
Property Tax Rate0.7%
Population34,855

About Insurance in Lincoln County

Homeowner insurance in Lincoln County, Mississippi costs an estimated $705 per year for a median-value home of $128,100. This represents approximately 1.5% of the median household income of $47,069.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Mississippi

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.