Homeowner Insurance Costs in Pearl River County, MS

How much does homeowner insurance cost in Pearl River County? Here's what to expect.

Est. Annual Premium

$922

Monthly Cost

$77

Median Home Value

$167,700

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$167,700
Personal Property (C)$83,850
Liability (E)$300,000
Deductible$1,677

Cost Context

Homeownership Rate80.3%
Median Income$54,220
Property Tax Rate0.7%
Population56,351

About Insurance in Pearl River County

Homeowner insurance in Pearl River County, Mississippi costs an estimated $922 per year for a median-value home of $167,700. This represents approximately 1.7% of the median household income of $54,220.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Mississippi

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.