Homeowner Insurance Costs in Smith County, MS
How much does homeowner insurance cost in Smith County? Here's what to expect.
Est. Annual Premium
$661
Monthly Cost
$55
Median Home Value
$120,200
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$120,200
Personal Property (C)$60,100
Liability (E)$300,000
Deductible$1,202
Cost Context
Homeownership Rate87.1%
Median Income$51,983
Property Tax Rate0.5%
Population14,310
About Insurance in Smith County
Homeowner insurance in Smith County, Mississippi costs an estimated $661 per year for a median-value home of $120,200. This represents approximately 1.3% of the median household income of $51,983.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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