Homeowner Insurance Costs in Winston County, MS

How much does homeowner insurance cost in Winston County? Here's what to expect.

Est. Annual Premium

$606

Monthly Cost

$51

Median Home Value

$110,100

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$110,100
Personal Property (C)$55,050
Liability (E)$300,000
Deductible$1,101

Cost Context

Homeownership Rate71.5%
Median Income$45,516
Property Tax Rate0.7%
Population17,741

About Insurance in Winston County

Homeowner insurance in Winston County, Mississippi costs an estimated $606 per year for a median-value home of $110,100. This represents approximately 1.3% of the median household income of $45,516.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Mississippi

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.