Homeowner Insurance Costs in Beaverhead County, MT

How much does homeowner insurance cost in Beaverhead County? Here's what to expect.

Est. Annual Premium

$1,531

Monthly Cost

$128

Median Home Value

$278,300

% of Income

2.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$278,300
Personal Property (C)$139,150
Liability (E)$300,000
Deductible$2,783

Cost Context

Homeownership Rate66.4%
Median Income$55,867
Property Tax Rate0.6%
Population9,469

About Insurance in Beaverhead County

Homeowner insurance in Beaverhead County, Montana costs an estimated $1,531 per year for a median-value home of $278,300. This represents approximately 2.7% of the median household income of $55,867.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.