Homeowner Insurance Costs in Silver Bow County, MT

How much does homeowner insurance cost in Silver Bow County? Here's what to expect.

Est. Annual Premium

$1,077

Monthly Cost

$90

Median Home Value

$195,800

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$195,800
Personal Property (C)$97,900
Liability (E)$300,000
Deductible$1,958

Cost Context

Homeownership Rate70.1%
Median Income$56,297
Property Tax Rate1.1%
Population35,306

About Insurance in Silver Bow County

Homeowner insurance in Silver Bow County, Montana costs an estimated $1,077 per year for a median-value home of $195,800. This represents approximately 1.9% of the median household income of $56,297.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.