Homeowner Insurance Costs in Lake County, MT
How much does homeowner insurance cost in Lake County? Here's what to expect.
Est. Annual Premium
$1,857
Monthly Cost
$155
Median Home Value
$337,700
% of Income
3.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$337,700
Personal Property (C)$168,850
Liability (E)$300,000
Deductible$3,377
Cost Context
Homeownership Rate71.9%
Median Income$58,009
Property Tax Rate0.7%
Population31,509
About Insurance in Lake County
Homeowner insurance in Lake County, Montana costs an estimated $1,857 per year for a median-value home of $337,700. This represents approximately 3.2% of the median household income of $58,009.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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