Homeowner Insurance Costs in Broadwater County, MT

How much does homeowner insurance cost in Broadwater County? Here's what to expect.

Est. Annual Premium

$1,846

Monthly Cost

$154

Median Home Value

$335,700

% of Income

3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$335,700
Personal Property (C)$167,850
Liability (E)$300,000
Deductible$3,357

Cost Context

Homeownership Rate83.0%
Median Income$61,679
Property Tax Rate0.6%
Population6,977

About Insurance in Broadwater County

Homeowner insurance in Broadwater County, Montana costs an estimated $1,846 per year for a median-value home of $335,700. This represents approximately 3% of the median household income of $61,679.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.