Homeowner Insurance Costs in Daniels County, MT

How much does homeowner insurance cost in Daniels County? Here's what to expect.

Est. Annual Premium

$893

Monthly Cost

$74

Median Home Value

$162,300

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$162,300
Personal Property (C)$81,150
Liability (E)$300,000
Deductible$1,623

Cost Context

Homeownership Rate80.7%
Median Income$47,378
Property Tax Rate0.9%
Population1,535

About Insurance in Daniels County

Homeowner insurance in Daniels County, Montana costs an estimated $893 per year for a median-value home of $162,300. This represents approximately 1.9% of the median household income of $47,378.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.