Homeowner Insurance Costs in Granite County, MT

How much does homeowner insurance cost in Granite County? Here's what to expect.

Est. Annual Premium

$1,558

Monthly Cost

$130

Median Home Value

$283,300

% of Income

2.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$283,300
Personal Property (C)$141,650
Liability (E)$300,000
Deductible$2,833

Cost Context

Homeownership Rate76.5%
Median Income$53,917
Property Tax Rate0.7%
Population3,368

About Insurance in Granite County

Homeowner insurance in Granite County, Montana costs an estimated $1,558 per year for a median-value home of $283,300. This represents approximately 2.9% of the median household income of $53,917.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.