Homeowner Insurance Costs in Liberty County, MT
How much does homeowner insurance cost in Liberty County? Here's what to expect.
Est. Annual Premium
$651
Monthly Cost
$54
Median Home Value
$118,300
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$118,300
Personal Property (C)$59,150
Liability (E)$300,000
Deductible$1,183
Cost Context
Homeownership Rate62.4%
Median Income$48,047
Property Tax Rate1.1%
Population1,993
About Insurance in Liberty County
Homeowner insurance in Liberty County, Montana costs an estimated $651 per year for a median-value home of $118,300. This represents approximately 1.4% of the median household income of $48,047.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis