Homeowner Insurance Costs in Park County, MT

How much does homeowner insurance cost in Park County? Here's what to expect.

Est. Annual Premium

$2,199

Monthly Cost

$183

Median Home Value

$399,900

% of Income

3.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$399,900
Personal Property (C)$199,950
Liability (E)$300,000
Deductible$3,999

Cost Context

Homeownership Rate70.2%
Median Income$67,602
Property Tax Rate0.6%
Population17,320

About Insurance in Park County

Homeowner insurance in Park County, Montana costs an estimated $2,199 per year for a median-value home of $399,900. This represents approximately 3.3% of the median household income of $67,602.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.