Homeowner Insurance Costs in Pondera County, MT

How much does homeowner insurance cost in Pondera County? Here's what to expect.

Est. Annual Premium

$946

Monthly Cost

$79

Median Home Value

$172,000

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$172,000
Personal Property (C)$86,000
Liability (E)$300,000
Deductible$1,720

Cost Context

Homeownership Rate66.7%
Median Income$59,861
Property Tax Rate1.0%
Population5,987

About Insurance in Pondera County

Homeowner insurance in Pondera County, Montana costs an estimated $946 per year for a median-value home of $172,000. This represents approximately 1.6% of the median household income of $59,861.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.