Homeowner Insurance Costs in Powder River County, MT

How much does homeowner insurance cost in Powder River County? Here's what to expect.

Est. Annual Premium

$921

Monthly Cost

$77

Median Home Value

$167,500

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$167,500
Personal Property (C)$83,750
Liability (E)$300,000
Deductible$1,675

Cost Context

Homeownership Rate78.8%
Median Income$60,313
Property Tax Rate0.7%
Population1,773

About Insurance in Powder River County

Homeowner insurance in Powder River County, Montana costs an estimated $921 per year for a median-value home of $167,500. This represents approximately 1.5% of the median household income of $60,313.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.