Homeowner Insurance Costs in Prairie County, MT

How much does homeowner insurance cost in Prairie County? Here's what to expect.

Est. Annual Premium

$773

Monthly Cost

$64

Median Home Value

$140,600

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$140,600
Personal Property (C)$70,300
Liability (E)$300,000
Deductible$1,406

Cost Context

Homeownership Rate75.1%
Median Income$44,107
Property Tax Rate1.0%
Population1,283

About Insurance in Prairie County

Homeowner insurance in Prairie County, Montana costs an estimated $773 per year for a median-value home of $140,600. This represents approximately 1.8% of the median household income of $44,107.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.