Homeowner Insurance Costs in Richland County, MT

How much does homeowner insurance cost in Richland County? Here's what to expect.

Est. Annual Premium

$1,352

Monthly Cost

$113

Median Home Value

$245,900

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$245,900
Personal Property (C)$122,950
Liability (E)$300,000
Deductible$2,459

Cost Context

Homeownership Rate69.2%
Median Income$67,515
Property Tax Rate0.7%
Population11,366

About Insurance in Richland County

Homeowner insurance in Richland County, Montana costs an estimated $1,352 per year for a median-value home of $245,900. This represents approximately 2% of the median household income of $67,515.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.