Homeowner Insurance Costs in Stillwater County, MT

How much does homeowner insurance cost in Stillwater County? Here's what to expect.

Est. Annual Premium

$1,739

Monthly Cost

$145

Median Home Value

$316,200

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$316,200
Personal Property (C)$158,100
Liability (E)$300,000
Deductible$3,162

Cost Context

Homeownership Rate83.7%
Median Income$78,380
Property Tax Rate0.6%
Population8,978

About Insurance in Stillwater County

Homeowner insurance in Stillwater County, Montana costs an estimated $1,739 per year for a median-value home of $316,200. This represents approximately 2.2% of the median household income of $78,380.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.