Homeowner Insurance Costs in Valley County, MT

How much does homeowner insurance cost in Valley County? Here's what to expect.

Est. Annual Premium

$1,008

Monthly Cost

$84

Median Home Value

$183,200

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$183,200
Personal Property (C)$91,600
Liability (E)$300,000
Deductible$1,832

Cost Context

Homeownership Rate75.7%
Median Income$59,725
Property Tax Rate1.1%
Population7,552

About Insurance in Valley County

Homeowner insurance in Valley County, Montana costs an estimated $1,008 per year for a median-value home of $183,200. This represents approximately 1.7% of the median household income of $59,725.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.