Homeowner Insurance Costs in Adams County, ND
How much does homeowner insurance cost in Adams County? Here's what to expect.
Est. Annual Premium
$603
Monthly Cost
$50
Median Home Value
$109,600
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$109,600
Personal Property (C)$54,800
Liability (E)$300,000
Deductible$1,096
Cost Context
Homeownership Rate73.6%
Median Income$57,950
Property Tax Rate1.0%
Population2,190
About Insurance in Adams County
Homeowner insurance in Adams County, North Dakota costs an estimated $603 per year for a median-value home of $109,600. This represents approximately 1% of the median household income of $57,950.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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