Homeowner Insurance Costs in Billings County, ND

How much does homeowner insurance cost in Billings County? Here's what to expect.

Est. Annual Premium

$1,306

Monthly Cost

$109

Median Home Value

$237,500

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$237,500
Personal Property (C)$118,750
Liability (E)$300,000
Deductible$2,375

Cost Context

Homeownership Rate74.1%
Median Income$74,000
Property Tax Rate0.5%
Population839

About Insurance in Billings County

Homeowner insurance in Billings County, North Dakota costs an estimated $1,306 per year for a median-value home of $237,500. This represents approximately 1.8% of the median household income of $74,000.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.