Homeowner Insurance Costs in Divide County, ND

How much does homeowner insurance cost in Divide County? Here's what to expect.

Est. Annual Premium

$896

Monthly Cost

$75

Median Home Value

$162,900

% of Income

0.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$162,900
Personal Property (C)$81,450
Liability (E)$300,000
Deductible$1,629

Cost Context

Homeownership Rate71.4%
Median Income$95,938
Property Tax Rate0.7%
Population2,195

About Insurance in Divide County

Homeowner insurance in Divide County, North Dakota costs an estimated $896 per year for a median-value home of $162,900. This represents approximately 0.9% of the median household income of $95,938.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.