Homeowner Insurance Costs in Grant County, ND

How much does homeowner insurance cost in Grant County? Here's what to expect.

Est. Annual Premium

$488

Monthly Cost

$41

Median Home Value

$88,800

% of Income

0.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$88,800
Personal Property (C)$44,400
Liability (E)$300,000
Deductible$888

Cost Context

Homeownership Rate86.2%
Median Income$57,069
Property Tax Rate0.9%
Population2,320

About Insurance in Grant County

Homeowner insurance in Grant County, North Dakota costs an estimated $488 per year for a median-value home of $88,800. This represents approximately 0.9% of the median household income of $57,069.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.