Homeowner Insurance Costs in McHenry County, ND
How much does homeowner insurance cost in McHenry County? Here's what to expect.
Est. Annual Premium
$751
Monthly Cost
$63
Median Home Value
$136,600
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$136,600
Personal Property (C)$68,300
Liability (E)$300,000
Deductible$1,366
Cost Context
Homeownership Rate81.9%
Median Income$78,071
Property Tax Rate0.7%
Population5,326
About Insurance in McHenry County
Homeowner insurance in McHenry County, North Dakota costs an estimated $751 per year for a median-value home of $136,600. This represents approximately 1% of the median household income of $78,071.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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