Homeowner Insurance Costs in McLean County, ND

How much does homeowner insurance cost in McLean County? Here's what to expect.

Est. Annual Premium

$1,222

Monthly Cost

$102

Median Home Value

$222,100

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$222,100
Personal Property (C)$111,050
Liability (E)$300,000
Deductible$2,221

Cost Context

Homeownership Rate82.9%
Median Income$80,556
Property Tax Rate0.8%
Population9,781

About Insurance in McLean County

Homeowner insurance in McLean County, North Dakota costs an estimated $1,222 per year for a median-value home of $222,100. This represents approximately 1.5% of the median household income of $80,556.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.