Homeowner Insurance Costs in Ramsey County, ND

How much does homeowner insurance cost in Ramsey County? Here's what to expect.

Est. Annual Premium

$1,063

Monthly Cost

$89

Median Home Value

$193,300

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$193,300
Personal Property (C)$96,650
Liability (E)$300,000
Deductible$1,933

Cost Context

Homeownership Rate62.1%
Median Income$61,490
Property Tax Rate0.9%
Population11,613

About Insurance in Ramsey County

Homeowner insurance in Ramsey County, North Dakota costs an estimated $1,063 per year for a median-value home of $193,300. This represents approximately 1.7% of the median household income of $61,490.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.