Homeowner Insurance Costs in Traill County, ND

How much does homeowner insurance cost in Traill County? Here's what to expect.

Est. Annual Premium

$950

Monthly Cost

$79

Median Home Value

$172,700

% of Income

1.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$172,700
Personal Property (C)$86,350
Liability (E)$300,000
Deductible$1,727

Cost Context

Homeownership Rate73.0%
Median Income$81,157
Property Tax Rate1.1%
Population8,004

About Insurance in Traill County

Homeowner insurance in Traill County, North Dakota costs an estimated $950 per year for a median-value home of $172,700. This represents approximately 1.2% of the median household income of $81,157.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.