Homeowner Insurance Costs in Wells County, ND
How much does homeowner insurance cost in Wells County? Here's what to expect.
Est. Annual Premium
$573
Monthly Cost
$48
Median Home Value
$104,200
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$104,200
Personal Property (C)$52,100
Liability (E)$300,000
Deductible$1,042
Cost Context
Homeownership Rate74.3%
Median Income$59,732
Property Tax Rate1.1%
Population3,990
About Insurance in Wells County
Homeowner insurance in Wells County, North Dakota costs an estimated $573 per year for a median-value home of $104,200. This represents approximately 1% of the median household income of $59,732.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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