Homeowner Insurance Costs in Luna County, NM
How much does homeowner insurance cost in Luna County? Here's what to expect.
Est. Annual Premium
$555
Monthly Cost
$46
Median Home Value
$100,900
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$100,900
Personal Property (C)$50,450
Liability (E)$300,000
Deductible$1,009
Cost Context
Homeownership Rate66.6%
Median Income$38,241
Property Tax Rate0.6%
Population25,393
About Insurance in Luna County
Homeowner insurance in Luna County, New Mexico costs an estimated $555 per year for a median-value home of $100,900. This represents approximately 1.5% of the median household income of $38,241.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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