Homeowner Insurance Costs in Erie County, NY
How much does homeowner insurance cost in Erie County? Here's what to expect.
Est. Annual Premium
$1,086
Monthly Cost
$91
Median Home Value
$197,400
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$197,400
Personal Property (C)$98,700
Liability (E)$300,000
Deductible$1,974
Cost Context
Homeownership Rate65.2%
Median Income$68,014
Property Tax Rate2.2%
Population951,232
About Insurance in Erie County
Homeowner insurance in Erie County, New York costs an estimated $1,086 per year for a median-value home of $197,400. This represents approximately 1.6% of the median household income of $68,014.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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