Homeowner Insurance Costs in Kings County, NY

How much does homeowner insurance cost in Kings County? Here's what to expect.

Est. Annual Premium

$4,759

Monthly Cost

$397

Median Home Value

$865,300

% of Income

6.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$865,300
Personal Property (C)$432,650
Liability (E)$300,000
Deductible$8,653

Cost Context

Homeownership Rate30.3%
Median Income$74,692
Property Tax Rate0.7%
Population2,679,620

About Insurance in Kings County

Homeowner insurance in Kings County, New York costs an estimated $4,759 per year for a median-value home of $865,300. This represents approximately 6.4% of the median household income of $74,692.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.