Homeowner Insurance Costs in Caddo County, OK

How much does homeowner insurance cost in Caddo County? Here's what to expect.

Est. Annual Premium

$549

Monthly Cost

$46

Median Home Value

$99,900

% of Income

1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$99,900
Personal Property (C)$49,950
Liability (E)$300,000
Deductible$999

Cost Context

Homeownership Rate72.4%
Median Income$52,443
Property Tax Rate0.6%
Population26,910

About Insurance in Caddo County

Homeowner insurance in Caddo County, Oklahoma costs an estimated $549 per year for a median-value home of $99,900. This represents approximately 1% of the median household income of $52,443.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Oklahoma

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.