Homeowner Insurance Costs in Muskogee County, OK

How much does homeowner insurance cost in Muskogee County? Here's what to expect.

Est. Annual Premium

$709

Monthly Cost

$59

Median Home Value

$128,900

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$128,900
Personal Property (C)$64,450
Liability (E)$300,000
Deductible$1,289

Cost Context

Homeownership Rate66.7%
Median Income$50,289
Property Tax Rate0.7%
Population66,606

About Insurance in Muskogee County

Homeowner insurance in Muskogee County, Oklahoma costs an estimated $709 per year for a median-value home of $128,900. This represents approximately 1.4% of the median household income of $50,289.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Oklahoma

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.