Homeowner Insurance Costs in Osage County, OK

How much does homeowner insurance cost in Osage County? Here's what to expect.

Est. Annual Premium

$854

Monthly Cost

$71

Median Home Value

$155,200

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$155,200
Personal Property (C)$77,600
Liability (E)$300,000
Deductible$1,552

Cost Context

Homeownership Rate78.3%
Median Income$58,189
Property Tax Rate0.7%
Population46,004

About Insurance in Osage County

Homeowner insurance in Osage County, Oklahoma costs an estimated $854 per year for a median-value home of $155,200. This represents approximately 1.5% of the median household income of $58,189.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Oklahoma

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.