Homeowner Insurance Costs in Pontotoc County, OK

How much does homeowner insurance cost in Pontotoc County? Here's what to expect.

Est. Annual Premium

$833

Monthly Cost

$69

Median Home Value

$151,500

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$151,500
Personal Property (C)$75,750
Liability (E)$300,000
Deductible$1,515

Cost Context

Homeownership Rate65.8%
Median Income$59,457
Property Tax Rate0.7%
Population38,116

About Insurance in Pontotoc County

Homeowner insurance in Pontotoc County, Oklahoma costs an estimated $833 per year for a median-value home of $151,500. This represents approximately 1.4% of the median household income of $59,457.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Oklahoma

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.