Homeowner Insurance Costs in Seminole County, OK

How much does homeowner insurance cost in Seminole County? Here's what to expect.

Est. Annual Premium

$485

Monthly Cost

$40

Median Home Value

$88,100

% of Income

1.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$88,100
Personal Property (C)$44,050
Liability (E)$300,000
Deductible$881

Cost Context

Homeownership Rate69.1%
Median Income$43,239
Property Tax Rate0.6%
Population23,592

About Insurance in Seminole County

Homeowner insurance in Seminole County, Oklahoma costs an estimated $485 per year for a median-value home of $88,100. This represents approximately 1.1% of the median household income of $43,239.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Oklahoma

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.